Конвертер чонсе/ежемесячной аренды (전월세 전환 계산기)

Конвертируйте между депозитом чонсе и ежемесячной арендой с использованием коэффициента конверсии.

Overview

Jeonse is a Korean lease in which the tenant lodges a large refundable deposit and pays no monthly rent, the landlord taking the return on the deposit as compensation. Converting between a jeonse deposit and a monthly rent applies a conversion rate (전월세 전환율) to the portion of the deposit being exchanged, and the annual figure is divided by twelve to give the monthly amount.

KRW

KRW

%

Законный максимум: базовая ставка Банка Кореи (3,0%) + 3,5% = 6,5%

Ежемесячная аренда (월 임대료)

Разница депозитов (보증금 차액)
Ежемесячная аренда (월세)
Годовая аренда (연 임대료)

Формула (산정 공식)

Ежемесячная аренда = (Чонсе - Депозит) × Ставка / 12
  • Законный максимум коэффициента конверсии = базовая ставка Банка Кореи + 3,5%
  • Текущая базовая ставка Банка Кореи: 3,0% (по состоянию на 2025 год)
  • Текущий максимум: 6,5%
  • Арендодатель не может устанавливать ставку выше законного максимума

How to Use

  1. 1
    Enter your values

    Type your numbers into the Jeonse-Monthly Rent Converter (Korea) input fields.

  2. 2
    Adjust the options

    Choose the units, method, or region that fits your situation, or apply a quick preset.

  3. 3
    Read the result instantly

    The result updates as you type — no submit button, and nothing is sent to a server.

About

The rate is capped by law at the Bank of Korea base rate plus 3.5 percentage points. With a base rate of 3.0 percent, the ceiling stands at 6.5 percent, which limits how much monthly rent a landlord may demand in exchange for reducing a deposit. The cap binds on conversions during an existing tenancy rather than on the terms of a new contract.

Semi-jeonse (반전세), combining a reduced deposit with a monthly payment, has grown as interest rates made pure jeonse less attractive to landlords, and the conversion rate is what sets the exchange between the two components.

Frequently Asked Questions

What is jeonse and how does it differ from monthly rent?
Jeonse (전세) is a unique Korean rental system where the tenant pays a large lump-sum deposit (typically 50–80% of the property value) instead of monthly rent. The landlord invests or earns interest on the deposit, returning the full amount at lease end.
How is the jeonse-to-monthly-rent conversion rate calculated?
The conversion rate (전월세 전환율) converts between jeonse deposit and monthly rent. Monthly rent = (Jeonse deposit – Actual deposit) × Conversion rate / 12. The government publishes a reference rate (typically 2–4%), though actual rates vary by location and market conditions.
Is jeonse still popular in Korea?
Jeonse has become less common due to low interest rates reducing landlord returns, and several high-profile jeonse fraud cases. The trend has shifted toward wolse (monthly rent with a smaller deposit) or half-jeonse arrangements combining a moderate deposit with reduced monthly rent.

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