연환산수익률(APY)
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복리 효과를 반영한 실효 연이율입니다. 복리 계산 주기가 연 1회보다 잦으면 APY는 APR보다 높거나 같습니다.
APY = \left(1 + \frac{APR}{n}\right)^n - 1
동등값
- kr
- 실효 연이율