住房申购积分 (청약가점 계산기)

计算韩国公寓申购的住房申购积分。

Overview

New apartments in South Korea are sold at a regulated price that usually sits below the resale market, so demand is rationed by a subscription score (청약가점) rather than by bidding. The score sums three components to a maximum of 84 points: years without homeownership at two points each to a cap of 32, household dependants at five points base plus five per member to a cap of 35, and subscription savings tenure at one point base plus one per year to a cap of 17.

每年2分,最高32分(16年及以上)

基础5分+每人5分,最高35分(6人及以上)

1分+每年1分,最高17分(16年及以上)

总积分 (총 가점)

无房时间 (무주택기간)
赡养家属人数 (부양가족)
储蓄账户 (청약통장)

积分参考表 (가점 기준표)

无房时间

赡养家属人数

储蓄期限

How to Use

  1. 1
    Enter your values

    Type your numbers into the Housing Subscription Points Calculator (Korea) input fields.

  2. 2
    Adjust the options

    Choose the units, method, or region that fits your situation, or apply a quick preset.

  3. 3
    Read the result instantly

    The result updates as you type — no submit button, and nothing is sent to a server.

About

Dependants carry the heaviest weight for the least elapsed time. A household of six reaches the 35-point maximum immediately, while fifteen unbroken years of non-ownership are required for 32. Because every component saturates, a single applicant with no dependants cannot exceed 49 points however long they wait — below the winning scores at competitive Seoul developments.

The system replaced a lottery in 2007 after evidence that random allocation of below-market housing was capturing investors rather than first-time occupiers.

Frequently Asked Questions

What are housing subscription points in Korea?
Housing subscription points (청약가점) are used to rank applicants for new apartment purchases in South Korea. Points are calculated based on homeless period (up to 32 points), number of dependents (up to 35 points), and housing savings account tenure (up to 17 points), for a maximum of 84 points.
How long do I need a housing savings account to maximize points?
To maximize the savings account component (17 points), you need 15+ years of deposits. Points increase with account tenure: 1 point for 6 months, up to 17 points for 15+ years. Starting a housing savings account early is a common financial strategy for young Koreans.
What score do I typically need to win a housing subscription lottery?
Competitive new apartments in Seoul typically require 60–70+ points. Popular complexes in Gangnam or new town developments may require near-maximum scores (75–84). Suburban and regional apartments generally require lower scores. Points-based allocation is used for first-priority applicants.

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